In the face of the mounting crisis of uncompleted property projects and the never ending wait for property handovers, a chorus of disquiet has been growing among homeowners. “Refund, refund, refund.” Astonishingly, in merely a matter of days, the count of halted loans for unfinished real estate projects surpassed 200, with owners of 245 stranded projects issuing a collective proclamation of loan suspension. Is this merely the proverbial tip of the iceberg? Could this trend continue its march across the co