As of July 14, 2022, the number of real estate projects on which mortgage loan payments are stopped has increased to 180, including first-tier cities, and the potential value may reach $108 billion US. Since 2022, the problem of halted construction and uncompleted buildings has worsened across China. Many victims are trying to figure out what to do. Some of them have taken the step to unite and stop repaying their loans en masse. A vice president of a branch of a joint-stock bank said in an interview with